World Nomads Insurance: Pricing, Plans, and Coverage Explained
takayuki
Nomadrista
Heymondo Insurance Reviews: Full Travel Coverage, Pricing, and Benefits Explained
takayuki
This articles contain product promotions.
Heymondo Insurance is a trusted option for travelers who need reliable, flexible, and easy-to-use travel insurance while abroad.
Whether you are a digital nomad, a frequent traveler, or planning a long-term stay overseas, Heymondo offers customizable plans that can match different travel styles and coverage needs.
One of the biggest advantages of Heymondo is its high medical coverage, especially useful for countries like the United States, where healthcare costs are extremely expensive.
Key Features of Heymondo Insurance
- Affordable Premiums
: Without U.S. coverage: $113.05 per month
: With U.S. coverage: $133.36 per month - Flexible Enrollment
: You can join before departure or even while traveling abroad. - 24/7 Assistance
: Access live chat support anytime, anywhere. - Travel Disruption Coverage
: Compensation for flight delays, missed connections, and other travel issues. - Protection for Personal Belongings
: Coverage for theft or damage to valuables and luggage.
If your destination does not include the United States, we recommend considering SafetyWing, which costs $56.28 per month and offers up to $250,000 in medical coverage.
» SafetyWing Travel Insurance Review
If you prioritize comprehensive coverage over cost, or if you are staying in the U.S. for more than one month, Heymondo may be the better choice.
In this article, we will take a closer look at Heymondo Insurance, its coverage options, and why it might be the right fit for your upcoming travels.
Contents
What Is Heymondo?
Heymondo is a widely used travel insurance provider known for its flexible plans and comprehensive coverage.
Thanks to its easy-to-use mobile app and responsive 24/7 customer support, it has become a preferred option for travelers who want reliable protection while abroad.
Heymondo offers three different insurance plans, each with unique features and pricing designed to meet various travel needs:
| Plans | Features | Price |
|---|---|---|
| Single-Trip Plan | Coverage for one-time trips, including medical emergencies, trip cancellations, and luggage protection | $13.21~ (1day~) |
| Annual Multi-Trip Plan | Coverage for multiple trips within a year, ideal for frequent travelers | $243.41 (Up to 60 days per year) |
| Long-stay Plan | 3-month plan for digital nomads and long-term travelers | $161.53 (3 months) |
Three Heymondo Plans
Heymondo offers three different insurance plans designed to suit a wide range of travelers, from short-term tourists to digital nomads staying abroad for months at a time.
Single-Trip Plan
This plan is ideal for short-term travelers and can be used for trips as short as one day.
You can choose from three coverage options — Top, Premium, and Medical — with maximum coverage of up to $10 million.
Single-Trip Plan Coverage
- Emergency medical & dental expenses overseas: $5 million – $10 million
- Medical transport & repatriation home: $500,000
- Baggage protection: $1,700 – $2,500
- Travel disruption: $450 – $1,500
Annual Multi-Trip Plan
This plan is perfect for frequent travelers who take multiple international trips throughout the year, including visits to the United States.
It provides coverage for up to 60 days per year and applies worldwide.
Annual Multi-Trip Plan Coverage
- Emergency medical & dental expenses overseas: $10 million
- Medical transport & repatriation home: $500,000
- Baggage protection: $2,500
- Travel disruption: $1,500
Long-Stay Plan
Designed for digital nomads and long-term travelers, this plan offers a three-month coverage period with comprehensive protection starting at just $53.80 per month.
Long-Stay Plan Coverage
- Emergency medical & dental expenses overseas: $2.5 million
- Medical transport & repatriation home: $500,000
- Baggage protection: $1,200
- Travel disruption: $300
Heymondo Monthly Fees
One of the most common questions in Heymondo insurance reviews concerns pricing. The cost varies depending on the plan you choose and whether your coverage includes travel to the United States.
Below are the monthly rates for each plan:
| Does not include the U.S. | Including the U.S. | |
|---|---|---|
| Travel Insurance (Monthly Premium) | – $113.05 (Top) – $135.65 (Premium) – $103.33 (Medical) | – $133.36 (top) – $160.02 (Premium) – $121.90 (Medical) |
| Annual Multi-Trip travel insurance (Insurance period: 60 days in one year) | $243.41 ($53.8 per month) | |
| Long Stay Travel Insurance (Insurance period: 3 months) | $161.53 ($52.8 per month) | $296.01 ($98.67 per month) |
If you plan to stay abroad for three months or longer, you can reduce your monthly premium by choosing the Long-Stay Travel Insurance plan.
However, if you are not traveling to the United States and do not need high medical coverage, we recommend SafetyWing, which costs $56.28 per month and provides up to $250,000 in medical insurance.
Easily check your insurance cost based on your travel plan!
Heymondo Coverage Overview
Let’s take a closer look at the insurance details provided by Heymondo.
The table below summarizes the coverage included in the Single-Trip Plan.
| Insurance Details | Insurance Limit |
|---|---|
| Medical Insurance | $5,000,000 |
| Emergency Dental Care | $300 |
| Extended Overnight Expenses | $1,800 |
| Emergency Transportation | $5,000,000 |
| Baggage coverage | $1,700 |
| Flight delays | $450 |
| Interruption of travel (return to your country) | $3,500 |
| At the time of death | $100,000 |
Other Heymondo plans offer the same types of coverage as listed above, but the coverage limits may vary.
However, the Travel Insurance (Medical) plan does not include baggage protection or travel interruption coverage.
For more details, you can use the simulation tool on the Heymondo official website to check the exact coverage for each plan.
Heymondo Insurance Reviews
Is Heymondo a reliable travel insurance provider? After reviewing several Heymondo customer experiences online, we summarized the key insights below.
Positive Reviews
Many travelers praise Heymondo for:
- Comprehensive coverage
: Users value the wide range of benefits, from medical emergencies to trip interruptions. - Simple claim process
: The mobile app makes it easy to submit claims, and some users report quick approval times. - Responsive customer support
: Travelers highlight Heymondo’s fast and helpful assistance during emergencies.
Negative Reviews
Despite its strengths, some travelers noted the following concerns:
- Higher cost
: Premiums are slightly more expensive than competitors like SafetyWing. - Claim delays
: A few users reported slower reimbursement times. - Regional limitations
: Some customers experienced difficulties with claims in certain countries.
Our Insights on Heymondo Insurance Reviews
Heymondo offers affordable and comprehensive insurance for international travelers, with flexible plans that can be customized to match your exact travel dates. This allows you to insure only the days you need.
Choosing the Long Stay Travel Insurance (three-month plan) can also help lower your monthly premium compared to shorter-term policies.
However, if you want an even more budget-friendly option with solid coverage, SafetyWing is another strong choice.
Heymondo vs. SafetyWing
SafetyWing is one of the most popular travel insurance options among international travelers.
Below is a comparison highlighting the key differences between Heymondo and SafetyWing.
Heymondo
Monthly Premium
– Including U.S.: $133.36
– Excluding U.S.: $113.05
– Excluding U.S.: $113.05
Minimum Enrollment Period
1 day
Medical Insurance
$5 million+
Emergency Dental Care
$300
Flight delays
$450
Baggage coverage
$1,700
Waiting Period
72 hours
SafetyWing
Monthly Premium
– Including U.S.: $104.44
– Excluding U.S.: $56.28
– Excluding U.S.: $56.28
Minimum Enrollment Period
5 day
Medical Insurance
$250,000
Emergency Dental Care
$1,000Flight delays
$200Baggage coverage
Without
Waiting Period
None
(Immediate coverage available)
(Immediate coverage available)
If you want a budget-friendly plan with well-balanced coverage, SafetyWing may be the better choice.
However, if your destination includes the United States, Heymondo offers higher coverage limits and faster protection, making it a safer option for high-cost regions.
Choose Heymondo if:
- You’re traveling to a country with high medical costs, such as the U.S.
- You want coverage for baggage loss or theft.
- You need short-term coverage starting from just one day.
Choose SafetyWing if:
- You want a lower monthly premium while still having solid coverage.
- You plan to stay abroad for more than one month.
- You may need dental treatment or basic medical protection while traveling.
Easily check your insurance cost based on your travel plan!
Important Considerations When Joining Heymondo
Before purchasing Heymondo insurance, keep the following points in mind:
Key Precautions for Heymondo
- Age Limit
: Individuals over 50 years old cannot enroll. - Dental Coverage
: Emergency dental treatment is covered up to $300. - Deductibles
: Some plans other than the Travel Insurance option include deductibles. - Waiting Period
: If you sign up while already traveling, a 72-hour waiting period applies before full coverage begins.
After reviewing these points, you can choose and use the Heymondo plan that best fits your travel itinerary.
Conclusion: Heymondo – The Best Insurance for Travelers Going to the United States
Based on numerous Heymondo insurance reviews, it’s clear that Heymondo stands out for its comprehensive coverage, high medical limits, and easy-to-use mobile app.
Although it is more expensive than some competitors, its strong benefits and reliable customer support make it a solid choice for digital nomads, frequent travelers, and anyone visiting destinations where medical costs are extremely high—especially the United States.
Whether you’re planning a short trip or a long-term stay, Heymondo provides the security and peace of mind you need to travel confidently.
When to Choose SafetyWing Instead
If your travel destination does not include the United States, we recommend SafetyWing instead.
SafetyWing offers excellent value at $56.28 per month, though its medical coverage is capped at $250,000, which may not be enough for countries with very high healthcare costs.
» Best Travel Insurance: Our Top Pick Is SafetyWing at $56/Month
Why Heymondo Is Better for U.S. Travel
Medical expenses in the United States are extremely high, and it can be risky to travel there with limited coverage.
Heymondo offers much higher medical insurance limits:
- Long Stay Travel Insurance: Up to $2,500,000
- Other plans: Up to $10,000,000, depending on the policy
If your travel plans include the United States, Heymondo is the safer and more reliable choice.
Customize your coverage period with Heymondo and choose a plan that perfectly fits your travel schedule.
ABOUT ME
I've been a nomad abroad for five years, traveling through 10+ cities across Europe. Right now I’m spending time in places like Paris, Venice, and Barcelona. I’ll be sharing simple, useful tips for living abroad.
