SafetyWing Travel Insurance Review: Pricing, Coverage, And Benefits For Travelers
takayuki
Nomadrista
World Nomads Insurance: Pricing, Plans, and Coverage Explained
takayuki
This articles contain product promotions.
If you’re planning a trip to the United States, you may need additional travel insurance beyond your credit card’s basic coverage.
So, what exactly is World Nomads Insurance, and why is it trusted by many international travelers?
World Nomads is a popular insurance service offering generous medical coverage of up to $5,000,000, and in the case of the Explorer Plan, the coverage can even be unlimited.
It is especially recommended for travelers visiting countries with extremely high medical costs, such as the United States.
Key Features of World Nomads Insurance
- Destination-based pricing
: Example: $265.07 for a 4-week plan including the U.S. - High medical coverage limits
: Up to $5,000,000
: Unlimited coverage with the Explorer Plan - Travel protections
: Compensation for flight delays and lost baggage - 24/7 emergency assistance
: Phone and email support - Easy online claims process
World Nomads is one of the most reliable options when traveling to countries with extremely high healthcare costs—especially the United States.
In this guide, we provide a detailed explanation of each World Nomads insurance plan and its coverage.
If you are preparing for a trip to the U.S., this article will help you choose the right plan with confidence.
Contents
What Is World Nomads?
World Nomads is a global travel insurance provider based in Australia, offering extensive coverage for international travelers, digital nomads, and remote workers.
This insurance is especially recommended for people planning to stay in the United States, where medical costs are extremely high.
World Nomads provides strong medical coverage, offering up to $5,000,000 or even unlimited coverage depending on the plan you choose.
If your destination includes the U.S., your credit card insurance may not cover expensive medical treatments. For this reason, purchasing a comprehensive travel insurance plan like World Nomads is highly recommended.
For added convenience, you can also sign up for World Nomads insurance while abroad, making it a practical option for long-term travelers and nomads preparing for their next destination.
World Nomads Pricing Plans
World Nomads offers two main pricing plans: the Standard Plan and the Explorer Plan.
Each plan provides different levels of coverage and varies in price depending on your travel destination—especially if your trip includes the United States, where medical costs are significantly higher.
The table below shows sample monthly rates (4-week period):
| Destination | Standard Plan | Explorer Plan |
|---|---|---|
| Excluding the U.S. (e.g., Thailand) | $220.43 | $253.46 |
| Including the U.S. | $265.07 | $297.99 |
*These prices are based on a 1-month (4-week) insurance period.
*When choosing countries other than Thailand, the premium may be approximately $5–$10 lower than the amounts listed above.
If you want to know the exact cost for your destination, you can easily get a quote on the World Nomads official website.
Make sure to check it before purchasing your travel insurance.
World Nomads Coverage
Below is a summary of the main coverage offered under the Standard Plan and the Explorer Plan.
| Insurance Details | Insurance Limit |
|---|---|
| Medical Insurance | $5,000,000 |
| Emergency Dental Care | $300 |
| Medical Transportation and Repatriation | $5,000,000 |
| Medical repatriation | $5,000 |
| Emergency return to your country | $5,000 |
| Baggage coverage | $2,500 |
| Flight delays | $500 |
| Interruption of travel (return to your country) | $3,500 |
| At the time of death | $15,000 |
The Explorer Plan provides unlimited medical coverage, making it a reliable choice for anyone traveling to America, where medical costs are extremely high.
Meanwhile, the Standard Plan offers up to $5,000,000 in medical coverage which is still a very high limit compared to most travel insurance services.
For comparison, SafetyWing, a popular nomad insurance option, provides medical coverage of up to $250,000.
This makes it clear that World Nomads offers much more generous protection, especially for high-risk destinations.
» SafetyWing Travel Insurance Review
Precautions for World Nomads
If you’re considering joining World Nomads, keep the following points in mind:
Important Notes
- Premiums are higher compared to other travel insurance services.
- A $100 deductible applies to medical expenses, including dental treatment.
- If you enroll while already abroad, there is a 72-hour waiting period before coverage begins.
- Travelers over age 65 cannot join World Nomads.
World Nomads is ideal for people traveling to the United States, where medical costs are extremely high. While the coverage is very strong, the premiums are also expensive.
If you’re traveling to destinations outside the U.S., a more affordable option like SafetyWing is often recommended.
Also note that World Nomads has a 72-hour waiting period when purchased from overseas, whereas SafetyWing has no waiting period, making it easier to use immediately.
Please review the points above carefully before choosing World Nomads.
Easily check your insurance cost based on your travel plan!
Request World Nomads Coverage Online When You Need It
If you experience an accident or any unexpected issue while traveling, you can file a World Nomads insurance claim 24 hours a day, 7 days a week.
Click Claim Online to access the page shown below.
Click “Start your claim” to begin the online claim process.
The online claim procedure has four simple steps:
Check your insurance policy
Before submitting your claim, review your Certificate of Insurance to confirm that your situation is covered under your World Nomads policy.
Prepare the required documents
Please prepare the following items in advance:
Documents Required for Online Claims
- Copy of your travel itinerary and booking confirmation
- Receipts related to the incident
(medical bills, accommodation fees, transportation costs, etc.) - Police report or incident report (if applicable)
- Medical certificate or documents issued by a healthcare provider
- Any other documents related to the accident or illness
Once these documents are ready, you can proceed to the online claim form.
Submit your claim online
Go to the Claim Online page, log in with your World Nomads ID and password, and fill in the required information.
Next, upload all necessary documents to complete your claim submission.
Follow up
After submitting your claim, additional verification may be required. Check your email regularly and respond promptly to any requests from the claims team to avoid delays.
Please note that the review process may take time, so wait patiently for the reimbursement to be approved and deposited.
Summary: World Nomads Is a Fully Comprehensive Nomad Insurance
If you are planning to travel to the United States, we strongly recommend purchasing a travel insurance plan with high medical coverage, such as World Nomads.
Although the monthly premium is higher, it provides essential protection for emergencies.
| Destination | Standard Plan | Explorer Plan |
|---|---|---|
| Excluding the U.S. (e.g., Thailand) | $220.43 | $253.46 |
| Including the U.S. | $265.07 | $297.99 |
*The prices shown are based on a 1-month (4-week) insurance period.
*The Thailand example is provided for reference.
If you plan to stay in the U.S. for three months, another option is Heymondo, which offers up to $2,500,000 in medical coverage for $98.67 per month.
ABOUT ME
I've been a nomad abroad for five years, traveling through 10+ cities across Europe. Right now I’m spending time in places like Paris, Venice, and Barcelona. I’ll be sharing simple, useful tips for living abroad.
